Tuesday, June 17, 2008

It's about time!

Welp...
Last week and the week before, Heather and I crossed milestones on our new jobs. Both of us hit the 6 months mark and are doing well. Both of us are having success and having struggles but we are making it...sure 'nuff.

I am currently less than 100 hours away of being 1/2 way to completing my 3000 hours and that is exciting. 1500+ hours and two tests away from being licensed and having some freedom to decide what I want to do next.

I haven't written in a while and haven't posted much this year so far. I am feeling bad about that because I should be sharing more and so I apologize to the two people who look at this LOL...I will try to do better in the second half of 2008.

Some of the problem for me has been stress. I am soo stressed out and I have not been doing great about releasing the pressure valves to relieve the problem for myself. I know better than this of course and so in recognizing this I am taking this as a step to try to start rectifying the problem.

One of the many things I am stressed about is money. I have been relegated to being a back up in my second job, which means they did not fire me, I am still an employee there for now...but they did take my groups and give them to another facilitator who is full time because the agency is "in financial straights" which basically eliminates me from making money from them...and in effect reducing my income.

The money I made from that 2nd job, for the last 6 months, has all gone into a savings account to be put into an investment...although I have not invested yet because I am unsure as to what to do what with the markets being what they are now...

Is there anyone out there who has a clue about making money and has a realistic suggestion as to what I can invest this money in before it is gone?...from good intentions...of course...but gone all the same.

Right now...we are $1,600 down out of the money that I put away just....cuz....pay bills...pay this...buy that....whatever...but the money is still gone and it is not being replaced. I was able to put back $600 into the account so that the amount rifled wasn't $2,200 but well...you get the point...I want a good chunk of this into a strong investment right away...so the temptation isn't there...to get lazy...

I have spent time reading, studying, & educating myself about finance and the markets, real estate, and basic financial literacy. I have a B.S. in business from a well respected private school. But I am not a financial planner, I do not know any financial planners, and I do not know anyone who is actually wealthy.

My definition of wealthy is when... one has passive income (this is income that comes in from assets and investments that one does NOT work for) that exceeds one's expenses. = Wealthy. I do not care about being rich...having fancy this or that...I mean it would be nice...but that isn't what I really want...I want my time...so if I have assets and investments that pay enough to pay my expenses...I will be a wealthy man...

This is my financial goal for me and my family. I KNOW it is do-able. I'm just not sure where to get started.

Is there anyone who has a clue as to what I am talking about and can help me get started? Please? What do I take a look at or who can I talk to? Any advice...anything that might help...throw a dog a bone...woof!

Anywah....this is where I want to go...got advice? :)

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